Prince George's County Foreclosure Resources
Complete guide to the foreclosure process in Prince George's County, Maryland. Courthouse addresses, filing procedures, timelines, mediation options, and local legal aid — everything you need to defend your home.
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Foreclosure Type
Judicial
Avg. Timeline
9–18 months (judicial schedule)
Mediation
Available
Population
0.9 million
Prince George's County Foreclosure Timeline
Maryland is a judicial foreclosure state. Every foreclosure must go through the Circuit Court of Prince George's County, giving homeowners significant procedural rights and time to mount a defense.
The lender must mail a notice of intent to foreclose at least 45 days before filing the foreclosure action. This extended window is one of Maryland's strongest protections — use it to engage loss mitigation and prepare a defense.
The lender files with the Circuit Court and obtains an order to docket. Owner-occupants must request Maryland's foreclosure mediation within 25 days of receiving the order, or lose the right.
The property is sold at foreclosure and the lender moves to ratify the sale. You may file exceptions (objections) to block ratification. Maryland provides no post-ratification redemption, so timely exceptions are your key defense.
Courthouse & County Offices
Prince George's County Courthouse
14735 Main St, Upper Marlboro, MD 20772
(301) 952-3655
Mon–Fri 8:30AM–4:30PM
Prince George's County District Court — Upper Marlboro
14735 Main St, Upper Marlboro, MD 20772
(301) 952-4100
Mon–Fri 8:30AM–4:30PM
Clerk of Court
Prince George's County Circuit Court Clerk
Processes foreclosure complaints, orders to docket, mediation requests, and exceptions to the sale.
County Recorder
Prince George's County Land Records (Circuit Court Clerk)
Sheriff / Sale Info
Prince George's County Sheriff's Office
1300 McCormick Dr, Upper Marlboro, MD 20774
(301) 780-8600
In Maryland the foreclosure sale is typically conducted by a court-appointed trustee or auctioneer, not the Sheriff. After ratification, a writ for possession may be executed.
Foreclosure Mediation in Prince George's County
Maryland operates a Foreclosure Mediation Program for owner-occupied residential properties. Request mediation within 25 days of the order to docket. Mediation stays the proceedings and requires the lender to appear with settlement authority — a powerful early tool for Prince George's homeowners.
Filing Requirements
- •Notice of intent to foreclose mailed 45 days before filing
- •Foreclosure action filed with the Circuit Court
- •Order to docket with notice to the borrower
- •Mediation request within 25 days of the order to docket (owner-occupants)
- •Foreclosure sale with notice published
- •Court ratification of the sale; borrower may file exceptions
Key Statutes
Maryland Real Property Code § 7-105
Md. Code Real Prop. § 7-105
Governs the foreclosure process and notice requirements in Maryland.
Md. Code Real Prop. §§ 7-105 to 7-105.12
Md. Code Real Prop. §§ 7-105 to 7-105.12
The foreclosure article, including the mediation program and standing requirements.
Right of Redemption
Maryland provides no statutory right of redemption after a foreclosure sale is ratified. Filing exceptions (objections) to the sale stays ratification and can block it, giving you an effective defense window even after the sale occurs.
Deficiency Judgments
A Maryland lender may pursue a deficiency, though under Maryland's Loss Mitigation Program and strict standing requirements, lenders often waive it. Strict notice and standing compliance is your best defense to the foreclosure itself.
Legal Aid
Maryland Legal Aid (Upper Marlboro / Prince George's office)
Free civil legal help for qualifying low-income residents, including foreclosure defense.
Housing Initiative Partnership (PG County)
Provides housing counseling and foreclosure-prevention services in Prince George's County.
Frequently Asked Questions
How long do I have before a Prince George's County foreclosure?+
The lender must mail a notice of intent to foreclose at least 45 days before filing. Owner-occupants then have 25 days from the order to docket to request mediation. Use these generous windows.
How do I request mediation in Prince George's County?+
Request within 25 days of receiving the order to docket, using the form from Maryland District Court. Mediation stays the foreclosure and requires the lender to appear with settlement authority.
Where is the Prince George's foreclosure sale held?+
Maryland sales are conducted by a court-appointed trustee or auctioneer, typically at the courthouse in Upper Marlboro or as stated in the published notice.
Can I stop the sale after it happens?+
You can file exceptions (objections) to the sale, which stays ratification until the court rules. If the sale was improper or the price inadequate, the court may decline to ratify it.
Where can I get free help in Prince George's County?+
Maryland Legal Aid and the Housing Initiative Partnership provide free help to qualifying residents. Start with a HUD-approved housing counselor immediately.
More Resources for Prince George's County Homeowners
Maryland Foreclosure Laws
Complete state-level guide to foreclosure laws, timelines, and homeowner protections.
Foreclosure Defense
Comprehensive defense strategies to stop or delay foreclosure in any U.S. county.
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