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Aerial view of American suburban neighborhood — every state has different foreclosure laws
Find Your County Courthouse

State Foreclosure Information & Courthouse Finder

Every state has unique foreclosure laws, timelines, and court procedures. Find your county courthouse, understand your state's process, and know your deadlines — all in one place.

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Two Types of Foreclosure States

Understanding which type your state is determines your rights, deadlines, and how you fight back.

Judicial Foreclosure (24 States)

The lender must file a lawsuit in court to foreclose. You receive a summons and complaint — and you have a limited window (typically 20-30 days) to file your Answer. The court process gives you more time and more opportunities to challenge the foreclosure.

Non-Judicial Foreclosure (26 States)

The lender can foreclose without going to court — using a power of sale clause in your deed of trust. These foreclosures move FASTER. But you can still fight: file your own lawsuit in civil court to force the bank to respond and defend their actions.

Find Your County Courthouse

Pick your state, then choose your county to get courthouse address, phone, hours, and directions.

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Don't Miss Your State's Response Deadline

In judicial foreclosure states, you typically have only 20-30 days to file your Answer after being served. If you miss this deadline, the bank can get a default judgment — and you lose your right to defend your home.

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Need Help With Your State's Foreclosure Process?

Every state is different. We know the laws, deadlines, and strategies for all 50 states. Get a free, no-obligation case review.

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