
Frequently Asked Questions
Your Questions, Answered
Clear answers to the most common questions about foreclosure defense, your rights, and how we can help.
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How quickly can you help me if I'm facing foreclosure?
We respond within 24 hours. Once engaged, we can begin preparing documents immediately. In many cases, we can file emergency motions within 24-48 hours to halt an impending sale.
Do you serve all 50 states?
Yes. Professional Law Assist serves homeowners in all 50 states. Our documents are tailored to each state's specific foreclosure laws, procedures, and court requirements.
What's the difference between judicial and non-judicial foreclosure?
In judicial foreclosure states, the lender must file a lawsuit to foreclose — providing more time and procedural protections. In non-judicial states, foreclosure can proceed without court involvement through a power of sale clause, often on a faster timeline. The process, timeline, and your rights differ significantly. Find your state's process to understand what applies to you.. Find your state's process.
Can I stop a foreclosure once it's started?
In most cases, yes. Options include: filing a legal answer/challenge to the foreclosure, pursuing loan modification, filing bankruptcy (which triggers an automatic stay), identifying lender violations, or negotiating a settlement. The sooner you act, the more options you'll have.
What is a forensic loan audit?
A forensic loan audit is a comprehensive review of your mortgage documents to identify lender errors and regulatory violations — including TILA, RESPA, and predatory lending violations. These findings can be used to challenge the foreclosure, negotiate modifications, or pursue damages against the lender.. Learn more about forensic loan audits.
How much does your service cost?
Costs vary depending on the complexity of your case and the services needed. We offer a free initial consultation to assess your situation and provide a clear, upfront fee structure with no hidden costs. We believe in transparent pricing.
What is an automatic stay in bankruptcy?
An automatic stay is an immediate court order that takes effect the moment you file for bankruptcy. It stops virtually all collection actions — including foreclosure proceedings — giving you breathing room to reorganize, negotiate, or pursue alternatives.
Can you help if I'm already representing myself (pro se)?
Absolutely. Many of our clients are pro se litigants. We provide professionally prepared, court-ready documents with clear filing instructions, helping you navigate the legal system effectively on your own behalf.
What documents do I need to get started?
Typically: your mortgage statements, any foreclosure notices you've received, your original loan documents (if available), correspondence from your lender/servicer, and a timeline of events. Don't worry if you don't have everything — we can help you gather what's needed.
Will working with you stop the foreclosure immediately?
While we can't guarantee immediate results, engaging legal representation and filing appropriate documents can often delay or halt foreclosure proceedings. Many of our strategies are designed to create immediate procedural stops while we build your longer-term defense.
Is my information kept confidential?
Yes. All consultations and client information are 100% confidential. We take attorney-client privilege and privacy seriously — your personal and financial information is never shared without your explicit consent.
How do I get started?
Call us at 1-888-547-4847, email info@plassist.com, or fill out our online consultation form. We'll schedule a free, no-obligation consultation to review your situation and explain your options.
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