
Not a Law Firm.
A Legal Document Partner.
We're not just a document preparation service. We're your partners in reclaiming financial stability and protecting what matters most — your home and your family's future. 100,000+ families helped since 1994.
Response within 24 hours
Over 30 Years of Helping Homeowners Take Control
Since 1994, Professional Law Assist has been dedicated to one mission: helping homeowners nationwide take control of their finances and budget. We've watched countless families face unexpected hardships — job loss, medical emergencies, divorce — and we've seen how quickly mortgage defaults can threaten everything they've built.
What sets us apart is our holistic approach. We don't just help you fight foreclosure in court. We work with you to prioritize budgeting, establish sustainable savings habits, and create plans for long-term financial stability. Our goal isn't just to save your home today — it's to help you build a foundation for retirement and protect your family assets for generations to come.
Our team of former attorneys and paralegals brings decades of experience in loan modification, foreclosure defense, estate planning, and bankruptcy alternatives. We don't charge attorney retainers. We help you prepare the exact legal documents you need to defend yourself in court — all in pro se. We've helped over 100,000 homeowners across all 50 states navigate their most challenging financial moments and emerge stronger on the other side.
Years of Excellence
States Covered
Families Helped
Success Rate
Attorney Retainers
A Holistic Approach to Financial Stability
We believe that saving your home is just the beginning. Our comprehensive services address every aspect of your financial well-being — from immediate crisis management to long-term wealth building.
Budgeting
We help you create realistic budgets that account for every dollar, prioritize essential expenses, and identify opportunities to reduce debt and build savings.
Saving
Building an emergency fund is essential to preventing future defaults. We guide you on realistic savings goals and strategies that work with your income.
Estate Planning
Protect your family assets with trusts, wills, and probate assistance. Ensure your hard-earned property passes to your loved ones according to your wishes.
Fixing Defaulted Loans
We work to resolve past-due mortgages through modification, reinstatement, or settlement — getting you back on track with sustainable payment terms.
Planning for Retirement & Family Assets
Every decision we make together — from avoiding foreclosure to structuring settlements — is guided by your long-term goals. We help you see beyond today's crisis to build a future where you can confidently plan for retirement, protect family assets, and create a lasting legacy.
30+ Years of Fighting for Homeowners
What began as a commitment to helping families keep their homes has grown into the nation's most trusted foreclosure defense document preparation service — with 100,000+ families helped across all 50 states.
Founded in Los Angeles
Professional Law Assist opens its doors with a clear mission: give homeowners a fighting chance without charging attorney retainers — just honest, professional document preparation.
Expanded Nationwide
Recognizing that foreclosure laws vary by state, we expanded to serve homeowners across all 50 states with state-specific legal document preparation.
Landmark Case Victory
A precedent-setting wrongful foreclosure case established our reputation as a team willing to take on aggressive lenders — and win for the families we represent.
Full 50-State Coverage
Built specialized teams covering every state's judicial and non-judicial foreclosure frameworks, ensuring local expertise backed by national resources.
Post-COVID Housing Crisis Response
Helped thousands of homeowners navigate mortgage forbearance, CARES Act protections, and the wave of post-moratorium foreclosure filings.
100,000+ Families & Growing
With 30+ years of experience and over 100,000 homeowners helped, we remain committed to protecting the American dream of homeownership — one family at a time.
Meet the Team Behind Your Defense
Our senior leadership brings decades of combined experience in foreclosure defense, loan modification, legal document preparation, and consumer financial protection law — serving homeowners across all 50 states.
Michael Torres
Founder & Senior Case Strategist
30+ years experience
Michael founded Professional Law Assist in 1994 after witnessing families lose their homes to procedural errors and predatory lending practices. He pioneered the company's pro se document preparation model, enabling homeowners to mount robust legal defenses without paying attorney retainers. Michael has personally overseen more than 15,000 foreclosure defense cases and has deep expertise in RESPA, TILA, and FDCPA compliance.
Angela Chen, Esq.
Director of Legal Document Services
18+ years experience
Angela is a former foreclosure defense attorney who transitioned to legal document preparation to help more homeowners at scale. She leads our nationwide team of paralegals and document specialists, ensuring every filing meets court-specific formatting, deadline, and service requirements across all 50 states. Angela has drafted and reviewed over 25,000 legal documents including answers, counterclaims, motions to dismiss, and loan modification applications.
David Park
Head of Forensic Audit & Compliance
12+ years experience
David leads our forensic loan audit division, analyzing mortgage documents for TILA, RESPA, HOEPA, and state-level violations that form the basis of affirmative defenses and counterclaims. He previously worked in mortgage compliance and has identified over $40 million in lender errors across audited loans. David is certified by the National Association of Legal Document Preparers (NALDP).
Certified Expertise You Can Trust
NALDP-Certified Document Preparers
Members of the National Association of Legal Document Preparers, adhering to the highest standards of accuracy, ethics, and court compliance in all 50 states.
HUD-Certified Housing Counselors
Our loan modification specialists include HUD-certified housing counselors trained in federal loss mitigation programs, including HAMP, FHA-HAMP, VA modification, and Fannie Mae/Freddie Mac Flex Modification.
Attorney-Reviewed Templates
Every legal document template we use is reviewed and updated by licensed attorneys to reflect current statutes, court rules, and filing requirements in each jurisdiction.
CFPB & FTC Compliance
We maintain strict compliance with Consumer Financial Protection Bureau regulations and Federal Trade Commission guidelines governing mortgage assistance relief services.
The Numbers Speak for Themselves
Families Helped
Success Rate
Years Experience
States Covered
Attorney Retainers
Documents Filed
Our track record is built on one principle: every homeowner deserves a fair chance to defend their home. We don't charge attorney retainers — we prepare the exact legal documents you need to represent yourself effectively in court, backed by 30+ years of experience and 100,000+ successful outcomes.
Professional Law Assist is a legal document preparation service, not a law firm. We do not provide legal advice or attorney representation. Our documents are prepared by certified professionals and reviewed by licensed attorneys for compliance with applicable court rules and statutes. Results vary based on individual circumstances. Past outcomes do not guarantee future results.
All Types of Homes. All Types of Homeowners. All States.
Whether you own a single-family home, condo, townhouse, or multi-unit property — and whatever your financial situation — we help resolve defaulted loans and get you back on track to stability.
We Help With All Property Types
All Types of Loans
We work with all mortgage and loan products to help resolve defaults:
- Conventional Loans
- FHA Loans
- VA Loans
- USDA Loans
- Subprime & Non-Prime Loans
- Portfolio Loans
- Private Money Loans
- Seller-Financed Notes
All Types of Homeowners
Every homeowner's situation is unique. We help people from all walks of life:
- First-time homeowners
- Long-term homeowners
- Landlords & investors
- Self-employed individuals
- Retirees on fixed incomes
- Military families (VA)
- Divorce situations
- Inherited properties
🌎 No matter where you are in the country, no matter what type of home or loan — if you're behind on payments and want to get back on track, we're here to help.
What We Stand For
Integrity
Honest, transparent guidance at every step — no hidden fees, no attorney retainers, no surprises.
Compassion
We understand the stress of foreclosure and treat every family with empathy and respect.
Results-Driven
100,000+ families helped. 98% success rate. We're focused on achieving the best possible outcome for your situation.
Client-First
Your long-term financial stability drives every decision we make — never the other way around.
Ready to Take Control of Your Financial Future?
Whether you're facing foreclosure, struggling with budgeting, or planning for your family's future — we're here to help. Free, no-obligation consultation.
Available Monday–Friday · 10:00 AM – 6:00 PM Pacific