24 Defense Guides

Foreclosure Defenses

A foreclosure is not automatic. There are defenses — standing, chain of title, procedural waivers, and federal statutory violations — that can stop a sale, defeat a judgment, or force the lender to negotiate.

Get a Free Case Review

Call Text

30+ Years Experience Nationwide Service Fast Response Confidential

Standing & Chain of Title

Defenses that attack the lender's right to foreclose at all — not just its numbers.

Standing to Foreclose Chain of Title Defects Holder in Due Course Robo-Signing MERS & Standing

Procedural & Equitable Defenses

Defenses grounded in how the case was brought, or in the lender's own conduct.

Statute of Limitations Laches Res Judicata Collateral Estoppel Equitable Estoppel Waiver Unclean Hands Unconscionability Quiet Title Declaratory Relief Injunctive Relief

Federal Statutory Violations

Defenses built on federal consumer-protection law the servicer failed to follow.

TILA Violations RESPA Violations FDCPA Violations Dual Tracking

Origination & Post-Judgment

Defenses arising from how the loan was made, and relief after a judgment is entered.

Predatory Lending Fraud in the Inducement Deficiency Judgments Bankruptcy Automatic Stay

Also see

Court Procedures Foreclosure Case Law Federal Laws Foreclosure Defense Hub

Free · Confidential · No Obligation

Ready to Protect Your Home?

Every day matters when facing foreclosure. Get your free, confidential consultation and learn your options — no obligation.

Get Your Free Consultation

Call Text

Available Monday–Friday · 10:00 AM – 6:00 PM Pacific