Broward County Foreclosure Resources
Complete guide to the foreclosure process in Broward County, Florida. Courthouse addresses, filing procedures, timelines, mediation options, and local legal aid — everything you need to defend your home.
Response within 24 hours
Foreclosure Type
Judicial
Avg. Timeline
180–270 days
Mediation
Available
Population
1.9 million
Broward County Foreclosure Timeline
Florida is a judicial foreclosure state. Every foreclosure must go through the Circuit Court of Broward County, giving homeowners significant procedural rights and time to mount a defense.
The lender records a lis pendens and files a foreclosure complaint with the Broward County Circuit Court, then personally serves you. You typically have 20 days to answer. Service and notice failures are strong grounds to challenge the action.
After you answer, Florida's court-managed mediation program automatically refers residential foreclosure cases to mediation, with a court-appointed mediator working toward a workout.
If mediation fails, the case proceeds through discovery and motions, with careful review of standing and note ownership.
The court enters a final judgment of foreclosure, a notice of sale is published, and the Clerk of the Circuit Court sets the online sale date.
The Broward County Clerk conducts the online judicial sale. There is no statutory right of redemption. The lender may seek a deficiency within 1 year, subject to the court's fair-market-value review.
Courthouse & County Offices
Broward County Courthouse (Central Court Building)
201 SE 6th St, Fort Lauderdale, FL 33301
(954) 831-6565
Mon–Fri 8:30AM–4:30PM
Broward County Government Center
115 S Andrews Ave, Fort Lauderdale, FL 33301
(954) 357-7000
Mon–Fri 8:30AM–5:00PM
Clerk of Court
Broward County Clerk of Courts — Civil
The Clerk of the Circuit Court processes all foreclosure filings in Broward, schedules mediation referrals, and conducts online judicial sales.
County Recorder
Broward County Official Records / Clerk-Recorder
Sheriff / Sale Info
Broward Sheriff's Office
2601 W Broward Blvd, Fort Lauderdale, FL 33312
(954) 831-0100
Florida's judicial sale is conducted by the Clerk of the Circuit Court, not the Sheriff. After the certificate of title, the Sheriff enforces the Writ of Possession to recover the property.
Foreclosure Mediation in Broward County
Florida's court-managed mediation automatically refers residential foreclosure cases to mediation. The Broward Circuit Court assigns a court-appointed mediator to facilitate a modification or other resolution.
Filing Requirements
- •Lis pendens recorded and foreclosure complaint filed with the Circuit Court
- •Summons and complaint personally served
- •Homeowner typically has 20 days to answer after service
- •Residential foreclosure cases are automatically referred to court-managed mediation
- •A final judgment of foreclosure precedes a published notice of sale
- •The Clerk of Court conducts the online judicial sale
- •No statutory right of redemption after the sale
Key Statutes
Florida Statutes § 702.01
Fla. Stat. § 702.01
Authorizes judicial foreclosure in Florida — the foundation of the court-supervised process.
Florida Statutes §§ 702.10, 701.05
Fla. Stat. §§ 701.05, 702.10
Covers notice requirements and acceleration/right-to-cure protections for residential borrowers.
Florida Statutes § 702.06 (Deficiency)
Fla. Stat. § 702.06
Permits a deficiency decree within 1 year of the sale, subject to court review of fair market value.
Right of Redemption
Florida provides no statutory right of redemption after a judicial foreclosure sale. For Broward homeowners, the practical protection comes before sale: automatic referral to court-managed mediation and a judicial process that commonly runs 12-24 months or longer, giving time to negotiate a modification or settlement.
Deficiency Judgments
A deficiency may be sought only by motion within 1 year of the sale (Fla. Stat. § 702.06). The court determines fair market value and limits the deficiency to total debt plus costs minus that value. This fair-value rule and Broward's comparatively strong property market limit most deficiencies.
Legal Aid
Coastal Legal Services
Free civil legal services for qualifying low-income Broward residents, including foreclosure defense and homeowner counseling.
Broward Legal Aid / Legal Aid Service of Broward County
Free legal help for qualifying homeowners facing foreclosure in Broward.
Frequently Asked Questions
How does the Broward foreclosure sale work?+
The Broward Clerk of the Circuit Court conducts an online judicial sale after a final judgment and published notice of sale. The home is auctioned to the highest bidder. Florida has no statutory redemption period, so the sale is final once the certificate of title is issued.
Is mediation mandatory in Broward?+
Yes. Florida court-managed mediation automatically applies to residential foreclosures in Broward. A court-appointed mediator will work with you and the lender toward a modification or other resolution.
How long does a Broward foreclosure take?+
Typically 12-24 months from complaint to sale; contested cases take longer. This extended timeline gives you time to negotiate, cure, or build a defense without a fast forced sale.
Will I owe a deficiency after a Broward foreclosure?+
Only if the lender moves within 1 year and the court's fair-market-value review supports it. Florida limits the deficiency to the debt minus the property's fair market value, often minimizing or eliminating it.
Where can I get free help in Broward County?+
Coastal Legal Services and Broward Legal Aid provide free help to qualifying residents. Start with a HUD-approved housing counselor, and be sure to attend your court-managed mediation with any support available.
More Resources for Broward County Homeowners
Florida Foreclosure Laws
Complete state-level guide to foreclosure laws, timelines, and homeowner protections.
Foreclosure Defense
Comprehensive defense strategies to stop or delay foreclosure in any U.S. county.
Free Case Review
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