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Foreclosure resource guide for Burlington County, New Jersey
Mount Holly • Population 475,515

Burlington County Foreclosure Resources

Complete guide to the foreclosure process in Burlington County, New Jersey. Courthouse addresses, filing procedures, timelines, mediation options, and local legal aid — everything you need to defend your home.

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Foreclosure Type

Judicial

Avg. Timeline

Court-supervised timeline

Mediation

Available

Population

475,515

2024 U.S. Census Bureau estimate

Burlington County Foreclosure Timeline

New Jersey is a judicial foreclosure state. Every foreclosure must go through the Superior Court of New Jersey, Chancery Division, giving homeowners significant procedural rights and time to mount a defense.

Notice of Intent to Foreclose30 days before filing

New Jersey's Fair Foreclosure Act requires a notice of intent to foreclose at least 30 days before filing the complaint. This early notice is your first chance to cure the default or enter loss mitigation.

Foreclosure Complaint & MediationMandatory mediation for owner-occupants

The lender files with the Superior Court of New Jersey, Chancery Division. Owner-occupied properties qualify for mandatory court foreclosure mediation. You also have the right to cure up to the date of the foreclosure judgment.

Sheriff's Sale & Post-Sale10-day objection + deficiency

After judgment, the Sheriff's sale is held. You have a 10-day right to object to the sale (a form of post-sale redemption review). Any deficiency must be sought within 3 months and is limited to fair market value.

Courthouse & County Offices

Burlington County Courthouse (Superior Court)

49 Rancocas Rd, Mount Holly, NJ 08060

(609) 288-9500

Mon–Fri 8:30AM–4:30PM

Burlington County Courts Facility

49 Rancocas Rd, Mount Holly, NJ 08060

(609) 288-9500

Mon–Fri 8:30AM–4:30PM

Clerk of Court

Burlington County Superior Court — Civil Division

49 Rancocas Rd, Mount Holly, NJ 08060

(609) 288-9500

Website

Processes foreclosure complaints, mediation referrals, and sheriff's-sale-related filings.

County Recorder

Burlington County Clerk — Recording

49 Rancocas Rd, Mount Holly, NJ 08060

(609) 265-5122

Website

Sheriff / Sale Info

Burlington County Sheriff's Office — Civil

49 Rancocas Rd, Mount Holly, NJ 08060

(609) 265-5100

The Burlington County Sheriff conducts the court-ordered foreclosure sale. Possession matters are handled through court process after the sale.

Foreclosure Mediation in Burlington County

New Jersey's Foreclosure Mediation Program is mandatory for owner-occupied residential properties and administered by the Superior Court. It can bring both parties to a loss mitigation settlement. Burlington County is New Jersey's largest county by land area and is largely suburban and owner-occupied, from the Route 130 corridor towns of Willingboro, Cinnaminson and Delran to the fast-growing townships of Evesham, Mount Laurel and Medford.

Filing Requirements

  • Notice of intent to foreclose at least 30 days before filing
  • Foreclosure complaint with lis pendens
  • Right to cure up to the date of the foreclosure judgment
  • Mandatory mediation for owner-occupied properties
  • Sheriff's sale after judgment with published notice
  • Deficiency motion within 3 months; fair-value limitation

Key Statutes

New Jersey Statutes § 2A:50-53

N.J. Stat. Ann. § 2A:50-53

Governs the notice of intent to foreclose under the Fair Foreclosure Act.

New Jersey Fair Foreclosure Act

N.J. Stat. Ann. §§ 2A:50-1 to 2A:50-68

The comprehensive framework for New Jersey judicial foreclosure, including cure rights and mediation.

Right of Redemption

New Jersey gives you a right to cure the default up to the date of the foreclosure judgment, and a 10-day right to object to the sheriff's sale (a limited post-sale redemption review). Engaging loss mitigation and, for owner-occupants, court mediation is the strongest path to keep the home.

Deficiency Judgments

A New Jersey lender may pursue a deficiency, but any motion must be made within 3 months of the sheriff's sale and the amount is limited to debt minus fair market value as determined by the court. A fair-value defense can substantially reduce what you owe.

Legal Aid

South Jersey Legal Services

(609) 261-1088Website

Free civil legal help for qualifying low-income residents, including foreclosure defense.

New Jersey Legal Services / LSNJ

(888) 576-5529Website

Free civil legal help for qualifying low-income residents statewide.

Housing Counseling

HUD-Approved Burlington County Housing Counseling

(800) 569-4287Website

Burlington County Department of Human Services

(609) 265-5000Website

Frequently Asked Questions

How does New Jersey's Fair Foreclosure Act protect me?+

It requires a 30-day notice of intent to foreclose, lets you cure up to the date of judgment, mandates consideration of loss mitigation, offers mandatory mediation for owner-occupants, and limits deficiency to fair market value.

Where is the Burlington County foreclosure sale held?+

The Burlington County Sheriff conducts the court-ordered sale as a public auction, with Mount Holly as the county seat where court-supervised foreclosure matters are heard.

Can I get mediation in Burlington County?+

Yes — New Jersey's Foreclosure Mediation Program is mandatory for owner-occupied properties and administered by the Superior Court. It can bring both parties to a settlement.

Can I keep my house after the sheriff's sale?+

New Jersey gives a 10-day right to object to the sale, which functions as a limited post-sale review. Acting before the sale — curing or negotiating — is the stronger path.

Where can I get free help in Burlington County?+

South Jersey Legal Services and LSNJ provide free help to qualifying residents. Start with a HUD-approved housing counselor immediately.

Does Burlington County's size affect how a foreclosure case runs?+

Not the procedure — New Jersey forecloses judicially statewide, so every Burlington County case runs through the Superior Court of New Jersey, Chancery Division in Mount Holly under the same Fair Foreclosure Act rules as the rest of the state. What the county's size does change is the mix of cases: Burlington is the largest county in New Jersey by land area, stretching from dense older river towns along the Delaware to the Pinelands and the fast-growing Route 70 and Route 73 corridors. Most of it is owner-occupied suburban housing, which means the mandatory mediation program for owner-occupants and the right to cure up to the date of judgment are the two protections most Burlington County homeowners will actually use.

More Resources for Burlington County Homeowners

Looking for a specific servicer? Browse the mortgage servicer directory for company-level contacts and complaint routes. If your foreclosure has already moved past the notice stage, start with the court procedures library to see where the case currently stands.

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