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Nebraska

Nebraska Revised Statutes § 25-2141. Judicial foreclosure state.

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Judicial Type

Judicial

Redemption

No post-sale statutory redemption for most residential prope

Deficiency

Lender may pursue deficiency within 3 months of the confirma

Mediation

No mandatory statewide program.

Statute Citation

Neb. Rev. Stat. §§ 25-2137 to 25-2155

Redemption Period

No post-sale statutory redemption for most residential property. Nebraska abolished post-sale redemption for mortgages executed after September 6, 2013.

Deficiency Judgment Rule

Lender may pursue deficiency within 3 months of the confirmation of sale. Deficiency limited to debt − fair market value (Neb. Rev. Stat. § 25-2146).

Notice Requirements

Foreclosure complaint served. Judicial decree of foreclosure. Sheriff's sale by public auction after decree. Notice of sale published 4 consecutive weeks.

Mediation Program

No mandatory statewide program.

Key Provisions

  • Judicial foreclosure only — court decree required
  • Sheriff's sale after decree
  • Fair value hearing for deficiency
  • No post-sale redemption (abolished 2013)

Homeowner Protections

  • Judicial process with full due process
  • Fair value limitation on deficiency judgments
  • Strict service requirements
  • Court oversight of the sale

Frequently Asked Questions

When did Nebraska abolish post-foreclosure redemption?+
Nebraska abolished the statutory post-sale redemption period for mortgages executed after September 6, 2013. Before 2013, Nebraska had a 3-month redemption period. After 2013, there is no redemption period for new mortgages — the sheriff's sale is final. If your mortgage was executed before September 6, 2013, the old redemption period may still apply.
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