Clark County Foreclosure Resources
Complete guide to the foreclosure process in Clark County, Nevada. Courthouse addresses, filing procedures, timelines, mediation options, and local legal aid — everything you need to defend your home.
Response within 24 hours
Foreclosure Type
Non-Judicial
Avg. Timeline
90–120 days
Mediation
Available
Population
2.3 million
Clark County Foreclosure Timeline
Nevada is primarily a non-judicial foreclosure state. The process moves outside the court system through a trustee — and it moves fast. Understanding each phase is critical.
The trustee records and mails the notice of default to the borrower. From this date, owner-occupants have just 30 days to request mediation under Nevada's mandatory Foreclosure Mediation Program. Missing this window is the single most common mistake.
The trustee records and mails the notice of sale, publishes it for three consecutive weeks, and posts it as required by statute. Nevada's Homeowner Bill of Rights also prohibits dual tracking — process your modification request in good faith.
The trustee sale under Nevada law occurs at least 3 months after the notice of default is recorded. The sale is conducted on the courthouse steps in Las Vegas. Nevada provides no statutory right of redemption afterward.
Courthouse & County Offices
Clark County Courthouse
200 Lewis Ave, Las Vegas, NV 89101
(702) 671-4500
Mon–Fri 8:00AM–5:00PM
Regional Justice Center
200 Lewis Ave, Las Vegas, NV 89155
(702) 671-4500
Mon–Fri 8:00AM–5:00PM
Clerk of Court
Clark County Clerk — Courts & Records
Processes civil and court records for Clark County, including foreclosure-related judicial filings where applicable.
County Recorder
Clark County Recorder's Office
Sheriff / Sale Info
Las Vegas Metropolitan Police / Clark County Sheriff
400 S Martin L King Blvd, Las Vegas, NV 89106
(702) 828-3111
Nevada's non-judicial trustee sale is conducted by the trustee, not the Sheriff. After the sale, law enforcement executes any lawful eviction after the new owner gets possession.
Foreclosure Mediation in Clark County
Nevada runs a mandatory Foreclosure Mediation Program (FMP) for owner-occupied residential properties. You must request mediation within 30 days of receiving the notice of default, typically through a HUD-certified housing counselor or attorney. The lender must participate in good faith and a failure to do so can delay or void the sale. This is the most powerful early tool for Clark County homeowners.
Filing Requirements
- •Notice of default recorded and mailed to the borrower
- •Owner-occupants must request FMP mediation within 30 days of the notice of default
- •Notice of sale recorded, mailed, published 3 consecutive weeks, and posted
- •Compliance with Nevada's Homeowner Bill of Rights (dual-tracking prohibition)
- •Sale at least 3 months after the notice of default is recorded
- •No statutory redemption after non-judicial trustee sale
Key Statutes
Nevada Revised Statutes § 107.080
Nev. Rev. Stat. § 107.080
Governs the trustee sale process and notice requirements for non-judicial foreclosure.
Nevada Revised Statutes § 40.455
Nev. Rev. Stat. § 40.455
Anti-deficiency protection: no deficiency for owner-occupied single-family residences after a non-judicial trustee sale.
Nevada Homeowner Bill of Rights (AB 284)
Nev. Rev. Stat. §§ 107.520-107.560
Prohibits dual tracking and imposes good-faith loss-mitigation obligations on lenders.
Right of Redemption
Nevada provides no statutory right of redemption after a non-judicial trustee sale. Your strongest protections are the mandatory mediation program (request within 30 days of the notice of default), the anti-deficiency rule for owner-occupied single-family homes, and the Homeowner Bill of Rights.
Deficiency Judgments
For an owner-occupied single-family home, Nevada prohibits a deficiency judgment after a non-judicial trustee sale under NRS § 40.455 — the lender cannot sue for the balance. For investment or non-owner-occupied properties, the lender may pursue a deficiency but must do so within 6 months and the amount is limited to debt minus fair market value.
Legal Aid
Frequently Asked Questions
Can I request mediation in a Clark County foreclosure?+
Yes — and you should not skip it. Nevada's Foreclosure Mediation Program is mandatory for owner-occupants, but you must request it within 30 days of receiving the notice of default (typically through a HUD-certified housing counselor or attorney). This is a powerful early defense.
How long do I have before a Las Vegas trustee sale?+
The sale must be at least 3 months after the notice of default is recorded. In practice the full timeline spans roughly 90 to 120 days. Every step counts, especially the 30-day mediation window.
Where is the Clark County trustee sale held?+
Nevada trustee sales are held on the courthouse steps. In Clark County, sales are conducted at the Regional Justice Center / Clark County Courthouse on Lewis Ave in Las Vegas.
Am I protected from a deficiency in Nevada?+
For an owner-occupied single-family home, yes — Nevada prohibits a deficiency after a non-judicial trustee sale. This is absolute; the lender cannot sue for the balance.
Where can I get free help in Clark County?+
Nevada Legal Services and Legal Aid Center of Southern Nevada provide free help to qualifying residents. Start with a HUD-approved housing counselor immediately.
More Resources for Clark County Homeowners
Nevada Foreclosure Laws
Complete state-level guide to foreclosure laws, timelines, and homeowner protections.
Foreclosure Defense
Comprehensive defense strategies to stop or delay foreclosure in any U.S. county.
Free Case Review
Talk to our team about your situation — 100% free and confidential. Same-day response.
Facing Foreclosure in Clark County?
Every county has different rules. We understand them all. Get a free, confidential case review and learn your options today.
Available Monday–Friday · 10:00 AM – 6:00 PM Pacific